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Pawn Loans

Pawn Services at Luanda Cash

Luanda Cash is a licensed Florida pawnbroker with over 40 years of experience in Miami. We offer pawn loans against luxury items, including Rolex and Cartier watches, gold jewelry, diamond jewelry, and designer handbags.

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Pawn loan terms: Minimum 61-day loan period with no maximum. Interest rate is 10% per month (120% APR). A 25% service charge applies for redemption within the first 30 days. Loans may be extended by mutual agreement with monthly interest payments.

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For pawn loan inquiries, please visit our store at 10308 W Flagler St, Miami, FL 33174 or call 305-559-0205.

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Pawn loan terms:

  • Pawn loans minimum repayment period of 61 days and no maximum repayment period. 

  • Interest rates are 10% per month (120% APR) but may vary based on the total borrowed and the items.

  • For example: For a 10% loan, if you borrow $1,000 dollars and pay within the first month, you will pay back $1,100.

  • On pledged goods redeemed within the first 30 days from the date of the pawn transaction, a Pawnbroker may collect a 25 percent pawn service charge. On pledged goods redeemed after the first 30 days but before the 61st day after the date of the pawn transaction, a Pawnbroker may collect a pawn service fee equal to twice the amount charged for the first 30-day period. A pawn may be extended upon mutual agreement of the parties and by paying accrued interest every month.

  • If the pawnbroker transaction form is lost, destroyed, or stolen, the Pledgor must immediately advise Luanda Cash by phone or in writing by certified or registered mail or in person, evidenced by a signed receipt. A charged of $5.00 will be applied for any duplicate transaction form.

  •  We do not disclose any nonpublic personal information about our customers or former customers to anyone, except to our affiliates and as permitted by law

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