Pawn Loans
Pawn Services at Luanda Cash
Luanda Cash is a licensed Florida pawnbroker with over 40 years of experience in Miami. We offer pawn loans against luxury items, including Rolex and Cartier watches, gold jewelry, diamond jewelry, and designer handbags.
Pawn loan terms: Minimum 61-day loan period with no maximum. Interest rate is 10% per month (120% APR). A 25% service charge applies for redemption within the first 30 days. Loans may be extended by mutual agreement with monthly interest payments.
For pawn loan inquiries, please visit our store at 10308 W Flagler St, Miami, FL 33174 or call 305-559-0205.
Bring in Your Valuables
Luanda Cash specializes in accepting luxury items such as Rolex and Cartier watches, gold jewelry, selected designers’ purses and luggage. Call us to 305-559-0205 and visit our store at 10308 W Flagler St, Miami Florida 33174. Bring in your high-quality items for assessment.
Get a Loan
Our experienced professionals will evaluate the value of your items to determine the loan amount.
Upon agreement, you can receive a pawn loan, securing the loan with your valuable possessions as collateral.
Get Pay
You walk away with CASH.
No amount is too small or large.
Pay Back Your Loan
Repay the loan within the agreed-upon period, along with any accrued interest and fees. Once the payment is complete, you can reclaim your items. If needed, you may discuss extending the pawn period through mutual agreement.
Pawn loan terms:
-
Pawn loans minimum repayment period of 61 days and no maximum repayment period.
-
Interest rates are 10% per month (120% APR) but may vary based on the total borrowed and the items.
-
For example: For a 10% loan, if you borrow $1,000 dollars and pay within the first month, you will pay back $1,100.
-
On pledged goods redeemed within the first 30 days from the date of the pawn transaction, a Pawnbroker may collect a 25 percent pawn service charge. On pledged goods redeemed after the first 30 days but before the 61st day after the date of the pawn transaction, a Pawnbroker may collect a pawn service fee equal to twice the amount charged for the first 30-day period. A pawn may be extended upon mutual agreement of the parties and by paying accrued interest every month.
-
If the pawnbroker transaction form is lost, destroyed, or stolen, the Pledgor must immediately advise Luanda Cash by phone or in writing by certified or registered mail or in person, evidenced by a signed receipt. A charged of $5.00 will be applied for any duplicate transaction form.
-
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except to our affiliates and as permitted by law