ACIMA FINANCING – LEASE TO OWN
Last updated: April 11, 2026
What Is Acima?
Acima is an alternative way to shop for the name-brand items you want, at the stores you want, without paying cash or relying on credit.
Luanda Cash is proud to offer Acima financing to our customers. This lease-to-own option makes it easy to acquire luxury watches, gold jewelry, and designer handbags with affordable payment plans.
How Acima Works
Step 1: Complete an Easy Application
The Acima application process is quick and simple. Many customers receive an instant approval decision.
Step 2: Get Approved
Even if you have less-than-perfect credit, Acima provides accessible financing options. Approval is based on your ability to make payments, not just your credit score.
Step 3: Begin Your Lease Agreement
Once approved, you will enter a lease agreement that allows you to take your merchandise home right away with a low initial payment.
Step 4: Make Rental Payments
Continue making rental payments until you obtain full ownership of your items. No hidden fees, no surprises.
How to Apply for Acima Financing at Luanda Cash
To apply for Acima financing, follow these simple steps:
Method 1 – Text to Apply
Text our store number 50686 to 22462 to begin your application.
Method 2 – Apply In-Store
Visit our store at 10308 W Flagler St, Miami, FL 33174, and our staff will help you complete the Acima application.
Method 3 – Apply Online
You can also apply directly through the Acima website at www.acima.com/en.
What You Need to Apply
Before applying for Acima financing, please have the following information ready:
- Valid government-issued ID
- Proof of income (pay stubs or bank statements)
- Active checking account
- Personal references (name and phone number)
Benefits of Acima at Luanda Cash
|Benefit | Description
|No credit required | Your credit score is not the only factor
|Instant approval decisions | Apply and know right away
|Low initial payment | Take your items home the same day
|Flexible payment plans | Choose what works for your budget
|Build ownership | Rental payments lead to full ownership
Important Disclosures
Acima is a separate company from Luanda Cash. By choosing Acima financing, you are entering into a lease-to-own agreement with Acima, not with Luanda Cash.
Please review Acima's full terms and conditions before applying. Acima's privacy policy and terms apply to all financing arrangements.
Luanda Cash does not control Acima's approval decisions, payment terms, or interest rates. For questions about your Acima account, payment schedule, or lease agreement, please contact Acima directly.
Frequently Asked Questions
Q: Do I need good credit to qualify for Acima?
A: No. Acima works with customers who have less-than-perfect credit. Approval is based on your ability to make payments.
Q: How long does the application take?
A: The application is quick. Many customers receive an instant decision within minutes.
Q: Can I apply online?
A: Yes. You can apply at www.acima.com/en or by texting 50686 to 22462.
Q: What items can I buy with Acima at Luanda Cash?
A: Acima financing is available for luxury watches, gold jewelry, and designer handbags at Luanda Cash.
Q: Is there a minimum purchase amount?
A: Please ask in-store or check Acima's terms for minimum lease amounts.
Contact Acima
If you have questions about your Acima application or existing lease:
Acima Website: www.acima.com/en
Acima Customer Service: Available on their website
Apply Today
Ready to get the luxury items you want with flexible payments?
Text 50686 to 22462 to start your application, or visit us in-store at:
Luanda Cash
10308 W Flagler St
Miami, FL 33174
Phone: 305-559-0205
Our staff is ready to help you complete the Acima application process.
