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Specializing in Rolex Watches for 40 Years.

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10308 W Flagler St, Miami, FL 33174


How Pawn Works in Florida

Pawn loan terms:

  • Pawn loans minimum repayment period of 61 days and no maximum repayment period. 

  • Interest rates are 10% per month (120% APR) but may vary based on the total borrowed and the items.

  • For example: For a 10% loan, if you borrow $1,000 dollars and pay within the first month, you will pay back $1,100.

  • On pledged goods redeemed within the first 30 days from the date of the pawn transaction, a Pawnbroker may collect a 25 percent pawn service charge. On pledged goods redeemed after the first 30 days but before the 61st day after the date of the pawn transaction, a Pawnbroker may collect a pawn service fee equal to twice the amount charged for the first 30-day period. A pawn may be extended upon mutual agreement of the parties and by paying accrued interest every month.

  • If the pawnbroker transaction form is lost, destroyed, or stolen, the Pledgor must immediately advise Luanda Cash by phone or in writing by certified or registered mail or in person, evidenced by a signed receipt. A charged of $5.00 will be applied for any duplicate transaction form.

  •  We do not disclose any nonpublic personal information about our customers or former customers to anyone, except to our affiliates and as permitted by law

Acima is an alternative way to shop for the name-brand items you want, at the stores you want, without paying cash or relying on credit. After completing an easy application process, you’ll receive an instant approval decision. If approved, begin a lease agreement that will allow you to get your merchandise right away for a low initial payment, then make rental payments until you obtain ownership.


Visit our store conveniently located in 10308 W Flagler St, Miami, FL 33174 and see a large array of merchandise. Also, we are one of the largest buyers of gold and watches in Miami, Florida. Contact us at 305-559-0205 and get the cash you need today.


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